Cuthbert Simon

Cuthbert Simon property career started in 1996 based in London. He designed leaflets which generated leads for some of the top property investors in the UK. He brought his first investment property in 1999 in Northampton and has been involved in property ever since. In 1999 he relocated to Northamptonshire and managed 2 properties in Northampton. In 2008 at the start of the Global recession he started Focal Point Estates with 2 other partners and now manages over 400 units for landlords who own property in Northamptonshire. Over the last 7 years he has helped and continues to assist many landlords manage their properties successfully and also buy investment property. Cuthbert has a vast knowledge in all aspects of residential letting and Property management & over 16 years’ experience in Marketing, property sales & investing. Focal Point Estates are still one of the few regulated Agencies in Northampton that offer Advice and full management services for HMO (house in Multiple Occupancy) landlords in Northamptonshire. He also publishes a bi monthly magazine called HMO. www.hmouk.org

Pavan Hira

Born and raised in Northampton, Pavan Hira has witnessed the tremendous change and growth that’s transformed the area into one of the Midlands most sought-after areas in the property sector. Returning to Northampton after studying Business Information Systems at De Montfort University in Leicester, he purchased his first rental property at the age of 21 he knew this is the sector he wanted to be in. Now having worked in the property sector for over 15 years he has an extensive knowledge of the property sector from Letting and sales to project management and new builds.

Pavan teamed up with his 2 partners to open Focal Point Estates based in Northampton Town Centre covering Property Lettings and Sales within the whole of the Northamptonshire County. From opening in 2009 a decade on Focal Point Estates has become a well-known and respected independent Lettings and Sales agent for the Northamptonshire area.

Pavan thrives on delivering the best personal service our clients expect and ensures all clients are comfortable and at ease when dealing with him and Focal Point Estates.

Whether you are a first time buyer or an investor looking for the next big thing, Pavan knows everything there is to know about locations, value, property types, pricing, building regulations, yields and project management. All the clients Pavan has dealt with to date have walked away happy and confident with working with Pavan and Focal Point Estates which has resulted in repeat business and long lasting business friendships.

Ashley Royer

Ashley Royer’s property career started from a financial perspective in early 2007, with the enrolment at the IFS School of Finance Certificate in Mortgage Advice and Practice at the University of Westminster. However, when he became fully CeMAP qualified a year later; the financial world imploded with the collapse of various financial institutions, which resulted in the global recession. It had an irreparable effect on the mortgage market and the culture of renting properties became the new norm. So in 2008, he and two partners founded Focal Point Estates which based itself predominately around residential and commercial property management. This partnership has now grown to manage hundreds of properties throughout the Northamptonshire County and remains his primary focus. But his facility of providing mortgage advice never waned and in 2010 he became an integral part of establishing Mortgage, Protection and Finance LTD. Offering the full spectrum of financial services including; life, critical, medical, buildings and contents insurances, along with commercial, residential and expatriate mortgages and secured loans.